![]() Given that there are 12 months and 52 weeks in a year, paying 26 bi-weekly payments is like paying 13 monthly payments, with the 13th payment going entirely toward the principal of the loan. Bi-weekly Paymentsīi-weekly payments are another popular way to pay extra on a mortgage. Consumers without a regular source of additional funds have other options for taking advantage of mortgage cycling, such as using tax refunds or cutting back on luxuries. Even bi-annual payments of significant size can reduce the term of the loan and the total interest paid. While not every borrower can schedule extra payments with standard frequency, extra payments can come from other sources. With mortgage cycling, the borrower sends in an additional payment of $99.55 to be applied to the principal. This breaks down to a payment of $500 towards interest and $99.55 towards the principal. For a $100,000 loan at 6 percent interest for 30 years, the monthly payment is $599.55. Frequently, the recommended method suggests making an extra payment equal to the principal amount owed on each monthly bill. Then at regular intervals from once a year to every month, the homeowner pays an additional amount towards the principal balance. Borrowers make the standard mortgage payment. The basic method of mortgage cycling pays down the principal balance faster than scheduled. Without an accurate analysis of the borrower's financial situation, it is possible that the riskier techniques can lead to higher interest costs and the prospect of foreclosure. These techniques include taking out short term home equity loans to make payments towards the principal of the original mortgage. ![]() However, some methods of mortgage cycling may involve higher risk to reward ratios. The basic strategy is easy to understand. Although the concept may be new to some homeowners, the strategy has a proven record of accomplishment when followed correctly. One popular method is called mortgage cycling. Mortgage Cyclingīorrowers have a variety of options for paying off home loans prior to the maturity date. The loan is paid in full in 13.4 years instead of 15 years. ![]() If the monthly payment is $2,372, making a payment of $2,572 saves $15,376 in interest over the life of the loan. For example, on a 15-year loan of $300,000 at 5 percent interest, adding $200 to each monthly payment reduces the interest costs substantially. This payment strategy shortens the loan from 30 years to just over 24 years.Īn alternative to making one extra monthly payment per year is to make a higher monthly payment. However, if the homeowner pays one additional monthly payment per year, the total interest paid declines to $249,000, a difference of $70,000. By making the scheduled payments over the life of the loan, the total amount paid in interest will be $319,000. On a 30-year mortgage with the original principal total of $250,000 and an interest rate of 6.5 percent, the monthly payment is $1,580, including both principal and interest. If a borrower makes an extra annual payment, the savings on interest can be quite substantial. More payments on the principal of the loan equate to assets earning interest at the same rate as the interest rate on the loan. This method gives the property owner a home free and clear of debt. This provides for a margin of protection by lowering the interest costs. In addition, the home equity will grow at a faster pace when extra payments are applied to the loan. Making additional mortgage payments will shrink the total amount of interest paid over the life of the loan, and the borrower will pay off the debt more quickly. ![]() However, a security system will not protect the homeowner against financial disaster or bankruptcy. Many homeowners invest in home security systems to protect their property and personal assets. Set your search criteria by entering your loan data and selecting the relevant products from the dropdown, click search and we'll help you compare the market by showing you the most relevant offers for homeowners. Our rate table lists the best current local mortgage rates available from our lender network. **Payment schedules may take a while to appear - depending on the speed of your computer and the number of payments remaining. *Based upon a 10% yield of the money saved over the life of the loan. Other monthly homeownership expenses (taxes, insurance, maintenance, HOA, etc.):Ĭurrent approximate balance of your mortgage: Current mortgage's beginning loan amount:Ĭurrent interest rate (APR%) Save More Locking in Low Rates:Įxtra amount you could comfortably add to the payment each month:
0 Comments
![]() The result is an interesting, humorous, and fun-filled book. Degler collected words and phrases in common usage that had originated in the daily life of sailors and had then been carried ashore to be used by the general population, often with no understanding of its original meaning. "Down the hatch," "get your bearings," and "lower the boom" would be recognized as boat-related terms by most people, but other expressions, like "the devil to pay," "cold enough to freeze the balls off a brass monkey," "son of a gun," and "three sheets to the wind," are not generally thought of as relating to the sea. While learning to sail recently, the author became fascinated by the many familiar phrases that are of nautical origin. Saskatoon, SK: Western Producer Prairie Books, 1989. boatfix.SCUTTLEBUTT AND OTHER EXPRESSIONS OF NAUTICAL ORIGIN Using the latest in IoT software, Boat Fix’s team continues to develop the best technology to provide unrivaled customer service. Founded in 2015 and headquartered in Connecticut, Boat Fix has the industry’s only 24/7 service centers in the U.S. īoat Fix is a leading telematics service for boat owners that ensures a stress-free boating experience, including pro-active technical assistance, straightforward vessel management, and security. Now they look to share that tool with the entire boating community. Drawing from over 30 years of experience in the marine industry as the publishers of the Great Lakes Scuttlebutt magazine, they worked with an app developer to build Scuttlebutt over the past year to create the perfect tool to simplify their boating lifestyle. The Kyles felt that having to use Facebook and other social programs, as well as a navigation app, a fishing app and a weather app was tedious. They enjoy the connection and comradery they feel with other boaters and truly love sharing their trips on the water with family and friends. The Boat Fix hardware can be ordered through the Scuttlebutt app, or at /offers.Įrik and Melanie Kyle started Scuttlebutt because of their love of the boating community. The app is available as a free download from Google Play and the Apple App Store. For more information on Scuttlebutt, please visit. ![]() The Scuttlebutt app is available for free on both iPhone and Android mobile devices. ![]() This offer gives boat owners exceptional value for a very low price.” “This is a completely unique platform for boaters to interact with other boaters and a great opportunity to provide the Scuttlebutt community with access to monitoring capabilities to give them greater peace of mind while they enjoy their time on the water. “When we first saw the Scuttlebutt app we were very interested in the concept,” said Alastair Crawford, founder, Boat Fix. ![]() The Boat Fix protection service is unique because of its combination of telematics monitoring and tracking, and live human service and support. The Boat Fix service monitors the boat’s key systems and tracks location, speed and other GPS elements, provides alerts when there are any potential issues, and offers a 24/7 call center with live mechanics to solve most issues that arise when on a boat. As soon as we launched the app, we immediately partnered with this great company to give our users a simpler ownership experience and add even more value to our free software.”īoat Fix is a telematics-driven systems monitoring, tracking, alert and 24/7 mechanical support service. “Over the years of interacting with the Boat Fix team, we’ve come to appreciate the solution’s simplicity and the benefit of the live support the service offers. “The reason we created the Scuttlebutt app was to put powerful boating functionality right at the user’s fingertips,” said Erik Kyle, creator, Scuttlebutt. Offering even more functionality, the app also has a map function, with wind and precipitation overlays and can tap into live weather buoy information including wave heights, wind gusts, humidity and water temperature. The easy-to-use app allows boaters to find new friends and connect with likeminded fishing, power and sail boaters. The recently launched Scuttlebutt social network app eliminates the need for multiple, independent and sometimes redundant mobile tools, while incorporating the sharing capabilities of other popular social media platforms. The partnership includes a special offer – users who sign up for the free Scuttlebutt social network and download the free Scuttlebutt app will get a free Boat Fix monitoring device ($199 value) with a pre-paid annual subscription to the Boat Fix service for $240. Toledo, Ohio – Scuttlebutt® the first, free social media platform designed specifically for the boating community, announced today its partnership with Boat Fix to deliver a robust and engaging social media experience, combined with a service that protects a boat owner’s investment. It also works as to view JSON in hierarchy form. It converts the string to a JavaScript object, and hence objects can store values and are more beneficial to store data and retrieve the value corresponding to the key. What can you do with jsondecode It helps to online decode JSON data. Encoding Data as JSON in JavaScript During an Ajax communication JavaScript object or value from your code sometime need to be transferred to the server. Try it Syntax JSON.parse(text) JSON.parse(text, reviver) Parameters text The string to parse as JSON. An optional reviver function can be provided to perform a transformation on the resulting object before it is returned. This is where JSON.parse() comes to play. The JSON.parse () method parses a JSON string, constructing the JavaScript value or object described by the string. ![]() However, we cannot access the data in the form of the string, and hence it makes it difficult to manipulate the string to perform operations on it. JavaScript object contains key-value pairs. When data is received from a web server, it is in the form of a string. The standard JavaScript way to do this would be to use JSON.parse: var myArray JSON. Script to parse a string and return JavaScript object. So JSON is commonly used to exchange data to and from a web server. Use the simple js function JSON.parse() to convert text into a JavaScript object bellow example. This JSON decoder helps a developer who works with JSON data human readable form. Online JSON Decoder works well on Windows, MAC, Linux, Chrome, Firefox, Edge, and Safari. Users can also decode JSON File by uploading the file. The full form for JSON is JavaScript Object Notation and it is derived from the JavaScript programming language. ![]() As programmers, we often exchange data to and from a web server. Click on the Load URL button, Enter URL and Submit. JSON stands for JavaScript Object Notation. ![]() Various examples will be shown in order to explain the concepts of parsing JSON in JavaScript.This article deals with JSON parsing in JavaScript along with its details.The loadJSON function is a user-defined method that initiates a new XMLHttpRequest whenever. In short, JSON.parse() converts a JSON string to a JavaScript object. Use the following command, as used in the terminal, in the. It creates a JavaScript object described by the string. The JSON.parse() function is used to parse a JSON string to an object. In JavaScript, the process of converting a JSON string to a JavaScript object is known as JSON parsing. ![]() It will also enhance ICE’s growth strategy in mortgage technology, with complementary products and a wide array of customers and stakeholders who will benefit from our core and proven expertise in operating networks and marketplaces.” “Our planned acquisition represents a one-of-a-kind opportunity to add an extraordinary enterprise with great leadership to our family. Sprecher, Founder, Chairman and CEO of Intercontinental Exchange. “Twenty years after we founded Intercontinental Exchange to provide a transparent trading platform for the energy industry, and following two decades of providing continued innovation to help customers navigate global markets, we are pleased to announce the acquisition of Ellie Mae, which will help us similarly transform the mortgage marketplace,” said Jeffrey C. Lenders rely on Ellie Mae to securely manage and facilitate the exchange of data across the ecosystem to enable the origination of mortgages while maintaining strict adherence to various local, state and federal compliance requirements. Through its Digital Lending Platform, Ellie Mae provides technology services to all participants in the mortgage supply chain, including its over 3,000 customers and thousands of partners and investors participating on their open network who provide liquidity to the market. residential mortgage industry.Įllie Mae, based in Pleasanton, California with approximately 1,700 employees, was founded in 1997 with a mission to automate and digitize the trillion-dollar residential mortgage industry. The deal, following ICE’s taking a majority stake in MERS in 2016, purchasing the remainder in 2018, and acquiring Simplifile in 2019, establishes ICE, through its growing ICE Mortgage Services network, as the leading provider of end-to-end electronic workflow solutions serving the evolving U.S. The transaction with Ellie Mae, a portfolio company of Thoma Bravo, a leading private equity investment firm, values Ellie Mae at approximately $11 billion. ![]() Jerry Adams, Chief Procurement Officer Carol Ellinger Haddock, P.E.Intercontinental Exchange (NYSE: ICE), a leading operator of global exchanges and clearing houses and provider of mortgage technology, data and listing services, announced that it has entered into a definitive agreement to acquire Ellie Mae®, the leading cloud-based platform provider for the mortgage finance industry. Therefore, no Fiscal note is required as stated in the Financial Policies. ![]() Bids/proposals were not solicited because the department is utilizing a professional services procurement justification for this purchase.įunding for this item is included in the FY21 Adopted Budget. This procurement is exempt from the City’s Hire Houston First Ordinance. This procurement is exempt from the City’s MWBE subcontracting requirements as the total expenditure does not exceed the $100,000.00 threshold. This purchase would put them above the $50,000 threshold and therefore requires Council action Simplifile, LC has already received funds for other services this fiscal year. This recommendation is made pursuant to subsection 252.022(a)(4) of the Texas Local Government Code, which provides that "a procurement for personal, professional, or planning services" is exempt from the competitive requirements for purchases. With the Simplifile web-based application, users electronically scan, upload, and submit documents for recording then they are reviewed, recorded and stamped. Houston Public Works’ Real Estate Services group records over 300 documents annually for various acquisition, dedication, and research. Simplifile provides e-recording services in over 1,900 counties and access to recorded documents is available in after 24 hours of recording. The Director of Houston Public Works and the Chief Procurement Officer recommend that City Council approve professional services between the City of Houston and Simplifile, LC in the amount not to exceed $15,000.00 for real property e-recording for Houston Public Works and that authorization be given to issue a purchase order. H29858 – Professional services between the City of Houston and Simplifile, LC in the amount not to exceed $15,000.00 for real property e-recording for Houston Public Works. SIMPLIFILE, LC for Real Property E-Recording for Houston Public Works - $15,000.00 - Project Cost Recovery Fund H29858 - Real Property e-Recording - MOTION - SIMPLIFILE, LC
![]() Anyway, click on the Apps launcher icon and select Calendar from the list of apps. As you probably know, about two months ago Google rolled out the new update and all of a sudden the Calendar button disappeared from the G-mail page's task bar. If you are logged into your Gmail account, then you will need two clicks instead of one.
If you want to target your glutes and hamstrings more, place your feet higher up on the platform, says Rivera. From there, move through your reps as usual. hip adductors), place your feet slightly wider than hip-width distance apart and point your toes 45 degrees outward, Thomson and Rivera suggest. To target your inner thigh muscles (a.k.a. In this position, the exercise primarily targets your quads, Rivera says. In a traditional leg press, position your feet in the middle of the leg press platform hip-width distance apart and with your toes pointing straight upwards. 6 Leg Press Machine Exercises That’ll Maximize Lower-Body GainsĪs long as you’ve got your leg press form locked in, incorporate these different moves into your routine to really make the machine go the extra mile for your muscles. Instead, press out just until the point at which your knees are about to lock, then lower the platform back down, she says. Doing this can put you at risk of knee damage and injuries. “One mistake I see people making often while leg pressing is that they lock out their knees when they reach the top of the rep,” says trainer Rachel Rivera, C.P.T., of The Clean Happy Life. You’ll also want to be cautious with your knees as you churn out those leg press reps. “To avoid this, make sure to sit up tall in the leg press machine and keep your hips touching the back pad the entire time,” she advises. This can put unnecessary pressure on the lower vertebrae and potentially lead to injury. When you’re using the leg press machine, make sure you don’t let your lower back arch, says Meier. Keep in mind that as you gain experience it’s important to work until muscle failure, when your muscles are fatigued and can’t perform another repetition, in order to maximize results, shares trainer Jordan Thomson, C.P.T., with The Perfect Workout. ![]() As you get stronger, increase the weight but keep your rep scheme the same. If you’re new to the leg press machine, Grainger recommends starting with three sets of 10 repetitions, using as much weight as you can handle resting as needed between sets. Read More: The 6 Biggest Strength Training Form Mistakes Trainers See ![]() In case you’re wondering where the leg press fits into your workout, “I would incorporate it into a lower-body workout after performing free-weight exercises such as squats and lunges in order to burn out the legs,” says personal trainer Kate Meier, C.P.T., of Garage Gym Reviews. Incorporate the machine into lower-body days strategically ![]() General Tips for Using The Leg Pressīefore you switch up how you use the leg press machine, make sure you’re following these trainer tips for locked-in form that’ll keep you safe-and every rep effective. Īhead, trainers share their top tips for getting the most out of the leg press machine, from how to use the machine properly to how to mix up your routine to maximize the stimulus on your lower body-and your gains. “The leg press engages most of your lower body, from your calves to your hamstrings, quads, and glutes, and gives you much more stability and lower injury risk than barbell squats or similar exercises,” says personal trainer Caroline Grainger, C.P.T., of FitnessTrainer. Not only is it an approachable machine that’s great for varying fitness levels, but it also targets all of the major muscle groups in your legs, so long as you know how to use it to its full potential. Even in a gym full of shiny new equipment, the tried and true leg press remains a trainer favorite for lower-body strength training exercises - and for good reason. ![]() I can put my feelings about the social side of such portrayals aside. It makes people feel like seeking help is equal to self-harm actually.īut in normal circumstances I can just, you know, appreciate the art. You know, I won't get into gritty details, but I personally really dislike how mental health institutions are portrayed in media. That there's just too much sadness to allow our game (something that should let you disassociate from the reality at least for a bit) drive people a little bit too far. We felt that people became a bit too lonely in general, to allow our game to incite this heavy depressive feeling. This really was a decision driven by a feeling that the way the world looks now, the world in which we are and were to a large extent forced to separate from all other people and spend all of our time mostly alone, has changed the way this part of the game works. In all reality - there was no real outside force on us. However, I can personally ensure you that this wasn't really due to, how people on Steam like to put it, "snowflakes" forcing us. Yes, we did cut out a portion of the game, one of those that stirred some discussions. "SynthJackalope the transcendent: This is a valid point to which I have no answer. In Discord Avar1ce and SynthJackalope (Superhot PR guy) were moderating the chat.Īt 22:51 SynthJackalope gave the next messages on Superhot discord general channel: 21st of July 17:00 GMT to 21nd of July 22:43 GMTīoth steam discussions and Superhot Discord get a flood of messages about the update most of them not liking it. We’re commited to shipping this update to all vr platforms. These scenes have no place in superhot virtual reality. All scenes alluding to self harm are now completely removed from the game. Considering sensitive time we’re living in, we can do better than that. "“Skip disturbing scenes” toggle was added in a previous update. Superhot VR gets update labeled "Important update (1.0.22.1)" which removes the jumping off a building scene and the two shooting self in the head scenes from the game with the following statement: This is undoubtedly a result of new Oculus Quest 2 owners buying the game en masse for their first VR experience.I have summarized most of what the developers have commented and what has been done to the game since the big update below.įor my own sanity I only have my own messages to which Piotr responded here, the full conversation is up at the Superhot Discord shvr_general channel with a pinned message at the beginning. That even larger spike in sales in late 2020 was on Christmas Day, which the studio notes was the day when more copies of Superhot VR were sold than ever before. In the purple you can see Superhot VR, which saw a significant bump in sales with the release of Quest in May 2019-nearly twice as much than the flatscreen game its its viral heyday in 2016. ![]() The graph below (provided by Superhot Team) represents all Superhot franchise games sold to date. There’s no word on exactly how much of this is owed to sales on Quest 2, Facebook’s recently launched follow-up to the standalone headset, but we have a rough idea. Superhot Team announced the news in blogpost, celebrating the PC game’s fifth year birthday. Taking the same mechanics from the studio’s viral hit Superhot (2016), its VR counterpart offers up an addictive mix of cinematic slow-motion action scenes as you physically bust up the hordes of oncoming red crystalline enemies. Superhot VR is a virtual reality success story if we’ve ever heard one. Now the studio announced it’s just tipped the one million mark for units sold on the Oculus Quest platform. Superhot VR (2016) has long been held up as one of the ‘must-have’ VR games. ![]()
![]() The editor will ask the server to run your source, letting it inspect code running inside the container. This powers capabilities like VS Code’s debugger. The server monitors the filesystem, reads files, and launches processes within the container. It’ll install a server in the containers you connect to, which feeds information back to the editor client. The first thing to recognize about the integration is that VS Code will alter your container’s filesystem. Panes such as the console and terminal will attach to the container’s input and output streams. VS Code’s full feature set is available, including IntelliSense code completion and its debugging toolkit. This maximizes efficiency when using a Dockerized development environment or debugging a malfunctioning container. You can now make changes inside the container, without manually copying files or setting up a working directory bind mount. Click any of the files to open it in the VS Code editor. The sidebar will update to display the selected directory’s contents. Navigate to the directory you’d like to open and press “OK”. This displays the filesystem within the container. Click the “Open Folder” button in the left pane to bring up a file picker prompt. Once the window’s ready, you can begin work. You’ll see the active container displayed in the bottom-left of the status bar. It might take a few seconds to start while VS Code installs its remote server components into the container. Select the container you want to connect to. VS Code will display a list of the Docker containers running on your system. You should only attach to containers created from images you trust, as a malicious container with a VS Code workspace file could compromise your system. You’ll need to acknowledge a warning that the container could execute untrusted code. To open your first Dockerized folder, bring up the command list and select “Attach to Running Container”. The extension will surface in other areas of the UI too, such as the welcome page and folder opening pane. If you’d rather avoid using the mouse, you can also find the commands by pressing Ctrl+Shift+P and typing “remote”. ![]() Click this to bring up the command palette, prefilled with available remote commands. After the extension installs, a new green button will appear in the bottom-left of your status bar. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |